WASHINGTON – President Barack Obama told Americans the bipartisan deficit commission he will appoint won't just be "one of those Washington gimmicks." Left unspoken in that assurance was the fact that the commission won't have any teeth.

Obama confronted some tough realities in his State of the Union speech Wednesday night, chief among them that Americans are continuing to lose their health insurance as Congress struggles to pass an overhaul.

Yet some of his ideas for moving ahead skirted the complex political circumstances standing in his way.

A look at some of Obama's claims and how they compare with the facts:

OBAMA: "Starting in 2011, we are prepared to freeze... http://news.yahoo.com/s/ap/20100128/ap_on_go_pr_wh/us_obama_fact_check